Biometric information is obtained from a user. A determination is made that the obtained biometric information matches at least one entry in a biometric database. In response to determining that the obtained biometric information matches the at least one entry in the biometric database, non-biometric verification information is obtained. A determination is made as to whether at least a portion of the non-biometric verification information matches at least a portion of preset non-biometric verification information associated with the user. In response to determining that the at least a portion of the non-biometric verification information matches, a determination is made that an identity of the user is verified. In response to determining that the at least a portion of the non-biometric verification information does not match, a determination is made that the identity of the user is not verified.
Legal claims defining the scope of protection. Each claim is shown in both the original legal language and a plain English translation.
2. The computer-implemented method of claim 1, wherein the preset non-biometric verification information comprises at least one of a phone number of the user, an identification (ID) card information associated with the user, or a name of the user.
This invention relates to a computer-implemented method for user authentication, specifically focusing on non-biometric verification techniques. The method addresses the challenge of securely verifying user identity without relying solely on biometric data, which can be invasive or unreliable in certain scenarios. The system enhances security by incorporating preset non-biometric verification information, such as a user's phone number, ID card details, or name, to authenticate access to a system or service. This approach ensures flexibility and accessibility while maintaining robust security measures. The method may involve comparing the provided non-biometric data against stored records to confirm the user's identity, reducing reliance on biometric inputs like fingerprints or facial recognition. By integrating multiple non-biometric identifiers, the system mitigates risks associated with single-point failures or compromised biometric data. The solution is particularly useful in environments where biometric verification is impractical or where users prefer alternative authentication methods. The method may also include additional steps to validate the non-biometric information, such as cross-referencing with external databases or requiring secondary confirmation. Overall, the invention provides a secure, non-intrusive way to verify user identity using widely available personal information.
5. The computer-implemented method of claim 4, wherein the secure payment request further comprises first information associated with the secure payment request.
A computer-implemented method facilitates secure payment processing by generating and transmitting a secure payment request that includes additional information to enhance transaction security and functionality. The method involves creating a payment request that incorporates first information, which may include metadata, transaction details, or other data relevant to the payment process. This first information is embedded within the secure payment request to provide additional context, verification, or customization for the payment transaction. The secure payment request is then transmitted to a payment processing system, which validates and processes the request based on the included information. This approach ensures that the payment request is authenticated, authorized, and properly formatted, reducing the risk of fraud or errors. The method may also involve generating a cryptographic signature or token to further secure the payment request, ensuring that the transaction data remains confidential and tamper-proof. By integrating additional information into the secure payment request, the method improves the reliability and security of electronic payment transactions.
10. The computer-readable medium of claim 9, wherein the preset non-biometric verification information comprises at least one of a phone number of the user, an identification (ID) card information associated with the user, or a name of the user.
This invention relates to a system for user authentication using non-biometric verification information. The problem addressed is the need for secure and efficient user verification without relying solely on biometric data, which can be invasive or unreliable in certain scenarios. The system stores preset non-biometric verification information for a user, such as a phone number, ID card details, or the user's name. When authentication is required, the system retrieves this stored information and compares it with input data provided by the user. If the input matches the stored information, the user is authenticated. The system may also include additional security measures, such as requiring multiple forms of non-biometric verification or combining non-biometric checks with other authentication methods. This approach enhances security by reducing reliance on biometric data while maintaining usability. The invention is particularly useful in applications where biometric authentication is impractical or where additional verification layers are needed.
13. The computer-readable medium of claim 12, wherein the secure payment request further comprises first information associated with the secure payment request.
A system and method for secure digital payment processing involves generating and transmitting a secure payment request from a user device to a payment processing system. The secure payment request includes transaction details and authentication data to verify the user's identity and authorize the payment. The system ensures secure communication between the user device and the payment processing system, preventing unauthorized access or tampering with payment information. The secure payment request may also include additional metadata or contextual information related to the transaction, such as merchant details, transaction timestamps, or device identifiers, to enhance security and fraud detection. The payment processing system validates the request, processes the payment, and sends a confirmation to the user device. This approach improves the security and reliability of digital payments by encrypting sensitive data and using multi-factor authentication. The system can be integrated into mobile applications, web browsers, or point-of-sale terminals to facilitate secure transactions across various platforms. The inclusion of supplementary information in the secure payment request allows for more robust fraud detection and compliance with regulatory requirements.
18. The computer-implemented system of claim 17, wherein the preset non-biometric verification information comprises at least one of a phone number of the user, an identification (ID) card information associated with the user, or a name of the user.
This invention relates to a computer-implemented system for user verification using non-biometric information. The system addresses the challenge of securely authenticating users without relying solely on biometric data, which can be vulnerable to spoofing or privacy concerns. The system includes a verification module that compares user-provided non-biometric information against stored records to confirm identity. The verification module processes preset non-biometric data such as a user's phone number, ID card details, or name. The system also includes a user interface for inputting this information and a database storing verified user records. The verification module cross-references the input data with the stored records to determine a match, enabling access or transaction approval. The system may also integrate with external databases or services to validate the provided information. This approach enhances security by combining multiple non-biometric identifiers, reducing reliance on biometric data while maintaining robust authentication. The system is particularly useful in applications where biometric verification is impractical or undesirable, such as remote transactions or privacy-sensitive environments.
Cooperative Patent Classification codes for this invention. Click any code to explore related patents in that topic.
June 8, 2018
April 9, 2024
Browse 5M+ US patents with plain-English claim translations and AI-generated analysis.